Finora Business works while you sleep
You run the business. Finora Business handles the repetitive work — journal entries, invoice reminders, recurring bills, payroll posting, tax compliance, security, and monthly intelligence reports. All happening quietly in the background, from the moment you sign up.
Most Nigerian accounting software makes you do the same work over and over — posting journal entries, sending reminders, calculating PAYE, managing compliance. Finora Business takes those repetitive tasks off your plate so you can focus on actually growing your business.
Bookkeeping That Posts Itself
Every transaction creates the right journal entries automatically. No manual "post to GL" step, ever.
- Invoices — revenue recognition, VAT payable, WHT provisioning
- Receipts — cash in, revenue confirmation, VAT transfer to payable
- Expenses — expense account, VAT recoverable, cash out
- Bills — expense accrual, VAT payable, WHT
- Bill payments — payable reduction, cash out, WHT transfer
- Petty cash disbursements, retirements, and refunds
- Loan disbursements and loan payments (principal + interest split)
- Capital contributions and dividend distributions
- Payroll runs — salaries, employer pension, PAYE, NHF, NHIS, net salaries payable
- Fixed asset depreciation — posts on the 1st of every month, automatically
Invoices That Chase Themselves
Unpaid invoices send reminder emails to your customers on your behalf — with payment links built in.
- Automated reminder emails sent to customers with outstanding balances
- Reminders go out each weekday morning — no reminders on weekends
- Payment links (Paystack) embedded directly in every reminder
- Reminder history tracked per invoice (count, last sent, next due)
- When a customer pays, the webhook creates the receipt, posts to your ledger, marks the invoice paid, and emails a receipt — all without your involvement
Payments That Reconcile Themselves
Bank transactions are matched, bank charges are detected, and payments are recorded automatically.
- Bank transactions auto-matched to invoices and expenses with confidence scores
- Bank charges detected from unmatched debits and auto-expensed
- Connected Nigerian bank accounts sync transactions on a schedule
- Paystack invoice payments create receipts and post to your ledger automatically
Recurring Work, Done Once
Set it up once. Finora Business runs it every month, quarter, or year.
- Recurring bills (rent, internet, subscriptions) auto-generated 30 days before due date
- Fixed asset depreciation posts on the 1st of every month across all your assets
- Bookkeeping check-in emails based on your activity patterns
- Subscription auto-renewal with advance notice before every charge
Payroll on Autopilot
Approve a payroll run. Everything else happens for you.
- PAYE tax auto-calculated using 2025 Nigerian tax bands (including minimum wage exemption)
- Pension, NHF, NHIS, and life insurance deductions calculated per employee
- On approval: full journal entry posted — salaries, employer pension, all statutory liabilities
- PAYE return auto-generated for the period
- Payslips ready to preview, download as PDF, or email to all employees in bulk
- SIRS-compliant schedules ready to download (PAYE, Pension, NHF, NHIS)
Intelligence Delivered Monthly
Every month, Finora Business analyses your books and tells you what matters.
- Business Health Score (0-100) — calculated from profitability, cash, growth, and working capital
- AI executive summary of your month in plain language
- Profitability breakdown with top revenue and expense drivers, and margin trends over 6 months
- Cash flow projections — operating, investing, financing, and runway in months
- Receivables and payables aging with Days Sales Outstanding and Days Payable Outstanding
- Actionable recommendations across revenue, costs, cash flow, risk, and market opportunities
- Nigerian market context — regulatory deadlines, sector trends, seasonal factors
Tax Compliance, Handled
VAT, WHT, PAYE, and CIT accounts stay correct without manual intervention.
- VAT provision transfers to VAT payable on receipt posting
- WHT provision transfers to WHT payable on bill payment
- Invoice totals validated on creation — data entry errors flagged immediately
- PAYE returns auto-generated when payroll is approved
- Tax remittance tracking with journal entries for every statutory payment
Security You Never Think About
Sensitive data is protected the moment it's saved — customer, supplier, employee, and banking information.
- Customer, supplier, and employee PII encrypted at rest (email, phone, TIN, NIN, BVN, addresses)
- Bank transaction amounts and narrations encrypted
- Payslip salary data and employee details encrypted
- Encryption keys are rotated on a regular schedule
- Role-based access to sensitive fields with full audit logging
- Automated backups of your data
Filing Agent Marketplace
Need us to file for you? Everything from request to fulfilment is automated.
- Payment verification on filing request submission
- Auto-assignment to available filing agents when payment clears
- Agent notified, client notified, admin notified — all automatically
- Payment released to agent automatically when filing is confirmed
Behind the Scenes
Housekeeping that keeps your data safe and your account healthy.
- Automated backups of documents, receipts, and bank statement uploads
- Subscription lifecycle management — renewal notices, grace periods, smooth downgrades
- Email delivery tracking with bounce and complaint handling
- System health monitoring with automatic alerts on issues
Stop doing the work. Start running the business.
Every automation on this page happens for you — from the moment you sign up. No configuration, no setup, no extra cost.
No credit card required. Automation included on every plan.