1. Introduction
This Cookies Policy explains how Finora Technologies Ltd ("Finora", "we", "us", "our") uses cookies and similar tracking technologies on our website at finorabusiness.com and our web application at app.finorabusiness.com.
By continuing to use our website with cookies enabled, you consent to the use of cookies as described in this policy. You can manage your cookie preferences at any time as explained in Section 6 below.
2. What Are Cookies?
Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit a website. They help the website remember your preferences, understand how you use the site, and improve your experience.
Cookies can be:
- Session cookies: Temporary cookies that expire when you close your browser
- Persistent cookies: Remain on your device for a set period or until you delete them
- First-party cookies: Set by the website you're visiting
- Third-party cookies: Set by other domains (e.g., analytics services)
3. How We Use Cookies
We use cookies for the following purposes:
3.1 Essential Cookies (Strictly Necessary)
These cookies are required for the website to function and cannot be switched off. They are usually set in response to actions you take, such as logging in or filling out forms.
| Cookie Name | Purpose | Duration | Provider |
|---|---|---|---|
| `__session` | Authentication session | Session | Finora |
| `csrf_token` | Security (prevents cross-site request forgery) | Session | Finora |
| `auth_state` | Login state management | Session | Firebase |
| `cf_clearance` | Cloudflare security verification | 30 days | Cloudflare |
Legal Basis: These cookies are necessary for the performance of our contract with you and to maintain security.
3.2 Functional Cookies (Preferences)
These cookies enable personalized features and remember your preferences.
| Cookie Name | Purpose | Duration | Provider |
|---|---|---|---|
| `theme` | Remembers light/dark mode preference | 1 year | Finora |
| `language` | Stores language preference | 1 year | Finora |
| `sidebar_state` | Remembers sidebar collapse state | 1 year | Finora |
| `cookie_consent` | Stores your cookie preferences | 1 year | Finora |
Legal Basis: Consent. You can disable these cookies, but some functionality may be limited.
3.3 Analytics Cookies (Performance)
These cookies help us understand how visitors interact with our website by collecting anonymous statistical information.
| Cookie Name | Purpose | Duration | Provider |
|---|---|---|---|
| `_cf_analytics` | Cloudflare Web Analytics | Session | Cloudflare |
Note: We use Cloudflare Web Analytics, which is privacy-focused and does not use cookies that track individuals across sites. It provides aggregate data only.
Legal Basis: Legitimate interests (to improve our services). You may opt out via your cookie preferences.
3.4 Marketing Cookies (Optional)
Currently, we do not use marketing or advertising cookies. If this changes in the future, we will update this policy and request your consent before enabling such cookies.
4. Third-Party Cookies
Some cookies on our site are set by third-party services that we use:
4.1 Cloudflare
- Purpose: Content delivery, security, and analytics
- Cookies: `cf_clearance`, `__cf_bm`
- Privacy Policy: https://www.cloudflare.com/privacypolicy/
4.2 Firebase/Google
- Purpose: Authentication services
- Cookies: Used for login session management
- Privacy Policy: https://firebase.google.com/support/privacy
We have data processing agreements with these providers to ensure your data is protected in accordance with NDPR requirements.
5. Cookie Consent
When you first visit our website, you will see a cookie consent banner that allows you to:
1. Accept All Cookies: Enable all cookie categories 2. Accept Essential Only: Only enable strictly necessary cookies 3. Manage Preferences: Choose which cookie categories to enable
Your choice is stored in the `cookie_consent` cookie and remembered for 12 months.
Your Consent Choices
| Category | Required | Default | Can Disable |
|---|---|---|---|
| Essential | Yes | Enabled | No |
| Functional | No | Disabled | Yes |
| Analytics | No | Disabled | Yes |
6. Managing Your Cookie Preferences
6.1 Cookie Preference Center
You can change your cookie preferences at any time by:
- Clicking the "Cookie Settings" link in the website footer
- Visiting finorabusiness.com/cookies-policy and clicking "Manage Preferences"
6.2 Browser Settings
Most web browsers allow you to control cookies through their settings:
Google Chrome: Settings > Privacy and security > Cookies and other site data
Mozilla Firefox: Settings > Privacy & Security > Cookies and Site Data
Safari: Preferences > Privacy > Manage Website Data
Microsoft Edge: Settings > Cookies and site permissions > Manage and delete cookies and site data
Note: Disabling certain cookies may affect website functionality. For example, disabling essential cookies will prevent you from logging in to the Finora Platform.
6.3 Opt-Out Links
For third-party analytics and advertising (if applicable):
- Google: https://tools.google.com/dlpage/gaoptout
- Cloudflare: Cloudflare Web Analytics does not track individuals
7. Similar Technologies
In addition to cookies, we may use similar technologies:
7.1 Local Storage
Used to store data in your browser that persists even after you close the browser. We use local storage for:
- User interface preferences
- Cached data for offline functionality
- Session-related information
7.2 Session Storage
Similar to local storage but data is cleared when you close the browser tab. Used for:
- Temporary form data
- Navigation state
These technologies are subject to the same controls as cookies and are covered by this policy.
8. Impact of Disabling Cookies
If you choose to disable or block certain cookies:
| Cookie Category | Impact if Disabled |
|---|---|
| Essential | Cannot log in or use core features |
| Functional | Preferences won't be saved; must re-enter each visit |
| Analytics | No impact on functionality |
9. Do Not Track Signals
Some browsers offer a "Do Not Track" (DNT) feature that signals to websites that you do not want your browsing activity tracked.
Our website currently does not respond to DNT signals because there is no industry standard for handling DNT. However, you can manage cookies and tracking through the methods described in this policy.
10. Updates to This Policy
We may update this Cookies Policy from time to time to reflect:
- Changes in our cookie practices
- New legal requirements
- New technologies or services
When we make significant changes, we will:
- Update the "Last Updated" date at the top
- Provide notice through a banner on our website
- Reset your cookie preferences if new categories are added
11. Contact Us
If you have questions about our use of cookies:
Email: privacy@finorabusiness.com
Data Protection Officer:
- Title: Office of the Data Protection Officer
- Email: dpo@finorabusiness.com
12. NDPR Compliance
This Cookies Policy is designed to comply with the Nigeria Data Protection Regulation (NDPR). Under NDPR:
- We obtain consent before setting non-essential cookies
- We provide clear information about what cookies we use and why
- We give you control over your cookie preferences
- We protect any personal data collected through cookies
For more information about how we protect your personal data, please see our Privacy Policy and Data Protection Policy.
Last updated: December 29, 2025